Leonard Acosta has over 20 years of experience in finance and mortgage lending/banking. He does both purchase and refinance lending, but the core of his business is purchase money transactions utilizing agency products from Fannie Mae/Freddie Mac, FHA, VA, jumbo and non-QM products. Leonard’s primary source of business is referrals from Realtor relationships and past clients. He truly enjoys helping first-time homebuyers. Leonard specializes in Down Payment Assistance Programs along with MCC from CalFHA, SCHFA, and GSFHA.